The model
The project receives capital.
Partners receive a share of revenue.
Synthetic finance aligns incentives without interest charges or equity dilution. Economic terms, roles, and release logic are encoded in a legal wrapper before capital is called—so every participant works from the same contract, not a spreadsheet.
Three moves
Structure. Fund. Share revenue.
SynFi turns a financing decision into a partnership. The project owner defines capital needs, milestones, and the revenue share offered. Partners join the deal, commit capital, and receive distributions as the project earns.
Step i
Structure the deal
Choose SPV, simple partnership, or profit participation agreement. Fix waterfall, milestones, and reporting duties in versioned templates before any capital moves. The Legal Wrapper Engine recommends structure from deal size, partner count, asset type, and jurisdiction.
Step ii
Fund by milestone
Capital moves into milestone-gated escrow via EvoPay rails. The deal activates only when the target is reached—otherwise capital returns pro rata. Releases require verified deliverables, not marketing stages, with a durable platform record.
Step iii
Share revenue
Operating revenue flows to partners per agreed terms. No coupon, no cap table change—partnership economics with audit-ready distributions. When the agreed return target is met, the deal closes with a complete evidence trail.
Distribution logic
Every payout splits two ways
Each distribution divides return of body—not taxed as income—and profit share, withheld at source by the platform as tax agent. Simple. Contractual. Transparent.
Return of body
Capital back first
- Repays partner contributions from operating revenue
- Not treated as taxable income in the wrapper design
- Tracked per partner in the platform ledger
- Visible in investor reports and GL bridge exports
Profit share
Revenue participation
- Flows after agreed body-return priority
- Withheld at source by SynFi as tax agent
- No interest coupon or equity dilution
- Formula fixed in the wrapper before funding
Deal close
Target met, evidence complete
- Closes when agreed return target is reached
- Append-only audit journal for every distribution
- Wrapper version ties terms to payouts
- No shadow spreadsheets at year-end
Legal wrappers
Three vehicles. One platform discipline.
The Legal Wrapper Engine recommends a structure from deal size, partner count, asset type, and jurisdiction—then executes it with signing, status tracking, and GL bridge hooks.
SPV
Special purpose vehicle
Ring-fenced entity for larger raises, many partners, cross-border deals, or balance-sheet-heavy assets. Strongest segregation and governance at scale.
Simple partnership
Partnership agreement
Lightweight co-financing for mid-size projects with a small partner group. Shared economics without incorporating a new vehicle for every deal.
Profit participation agreement
Contractual revenue share
Fastest path when the project already operates through a legal entity and the raise sits below heavy SPV thresholds. Partners participate in profit, not ownership.
Comparison
Partnership financing vs. familiar alternatives
Bank debt, venture equity, and retail crowdfunding each solve a different problem. SynFi targets operators who need growth capital without dilution or interest—and partners who want structured exposure to revenue, not hype.
i
vs. bank debt
No interest coupons or lender covenants on cash flow. Repayment tracks operating revenue through an agreed waterfall—not a fixed schedule regardless of performance.
ii
vs. venture equity
No new shares, board seats, or preference stacks. Partners participate in revenue per contract—partnership economics without a cap table event.
iii
vs. crowdfunding
Invitation-scoped workspaces for qualified participants—not a public retail offering channel. Structure and evidence built for supervisory review.
iv
Audit-ready by design
Wrapper versions, escrow ledger, GL bridge exports, and investor reports—evidence that survives personnel changes and external inspection.
Get started
Ready to structure your next partnership deal?
Submit a project, join as a partner, or explore the full workflow. SynFi is co-financing with transparent economics—not a deposit, security, or investment recommendation.